Disability Income Protection

I already have health insurance, why do I need disability insurance?

Major medical insurance pays your doctor and hospital bills, disability insurance replaces your income in the event you are sick or hurt and cannot work. Remember, your most valuable asset is your ability to earn income. Protect it.

Won’t Social Security pay me if I am disabled?

You may be eligible for Social Security Disability benefits but benefits are very limited, very difficult to qualify for, and may not be enough to pay all of your bills and living expenses.

I have savings that I could use if I could not work, why do I need disability insurance?

A disability could last for months or even years. What took years to save could be wiped out in just a few months with a disability.